BK Shivani on Life’s Struggles: Why Both the Rich & Poor Face Their Own Battles

Does wealth make life easier, or do rich and poor people just face different kinds of struggles? BK Shivani dives deep into this question, explaining how financial status influences challenges—but doesn’t eliminate them.BK Shivani on Life’s Struggles: Why Both the Rich & Poor Face Their Own Battles

How tech can solve the financing issue for mid-sized real estate projects

Technological advancements are bridging financing gaps for mid-sized real estate developers by enhancing project transparency and operational efficiency. These tools help secure more competitive funding rates, improve investor confidence, and promote a more diverse and competitive real estate market.

India slashes income taxes and rates, but Modi govt has to convince investors

Prime Minister Narendra Modi aims to revive India's slowing economy through tax and interest rate cuts. Despite these efforts, investor response has been tepid, underscoring the challenges ahead. Economists remain skeptical about the measures' impact, citing global uncertainties and limited future rate cut potential. The government remains optimistic about reaching higher growth rates amidst ongoing economic challenges.

6 Crystals to Attract Wealth, Luck and Prosperity

Many people believe crystals can attract financial prosperity. Citrine, green jade, pyrite, clear quartz, green aventurine, and tiger's eye are noted for their potential to boost wealth and success. These stones can be used in various ways, such as carrying them or placing them in strategic locations, to enhance financial opportunities.

Best tax-saving options for senior citizens in 2025!

Tax savings for senior citizens: Good tax planning not only minimises tax liability but also helps in achieving financial objectives. Under the Old Tax Regime, the government still offers multiple exemptions and deductions for taxpayers, including senior citizens.

Here is how you can gift or transfer mutual funds | Money Shots Ep 13 with Neil Borate.

New Delhi, Jan. 29 -- Simplifying personal finance for you - one step at a time! Tune into Mint Money Shots to know those little tips and tricks on how to manage your money smartly, be it mutual funds, or any other investment vehicle!

Capital Gains Tax: The government's share of your profit from property, shares, mutual funds and more

What is capital gains tax, and why should you care? Every time you sell an asset like property, shares, or mutual funds and make a profit, the government takes a slice of that profit as tax. This is called capital gains tax, and it’s applicable to both individuals and businesses. Whether you’re a seasoned investor or just sold an old piece of land, understanding capital gains tax is crucial to managing your money better. Capital gains are...

Sebi cracks down on fin-influencer Asmita Patel & 5 others, confiscates illegal gains over ₹53 crore

The Securities and Exchange Board of India has banned Asmita Patel and five associates, seizing over ₹53 crore in illicit profits.

Broke or Ambitious? Why Gen Z is more desperate for Paychecks?

In the fast-paced world, young people are searching for jobs more and more at an early age. The Motivated career-oriented youth running with resumes in hand, others sidelining their dreams due to financial condition, opting for stability over passion. This somehow is beneficial for them as it works on behalf of them leading to choosing the correct path before the time and adding financial security to their bank. But are these the only reasons...

What is the 50:30:20 rule, and why is it crucial for middle-class savings?

The 50:30:20 rule offers a clear and pragmatic approach to managing personal finances, promoting a balanced and sustainable way to handle money.

Budget Goodwill, An Important Balance Sheet Item

Wealth creation offers financial security, status, and opportunities while emphasizing the importance of sharing wealth with society. Redistributing assets narrows the inequality gap and empowers people, driving economic growth. Rig Veda and Atharva Veda Samhita advocate for wealth distribution, aligning prosperity with ethical values.

SoftBank plans $40 billion investment in OpenAI, valuing it at $260 billion, sources say

SoftBank also has the option to syndicate up to $10 billion of the total amount.

IPO-Bound Zetwerk Eyes Over $20 Million From Family Offices | CNBC TV18

'Middle-class' Accenture employee shares how he reached Rs 5 crore net worth in just 11 years

Gurjot Ahluwalia from Gurgaon, working at Accenture, amassed a net worth of Rs 5 crore in 11 years through career advancement, aggressive saving, and equity investments. Despite recent market corrections, he remains close to financial independence. His debt-free status and living rent-free contributed significantly. Netizens praised his disciplined approach and the importance of long-term investing.

Multiple Credit Cards: Should you own them and how to manage effectively

In India, many individuals adopt a multi-credit card strategy to meet various needs, such as instant discounts or cashback. Different cards offer unique benefits, including reward points and complimentary memberships, making it essential to manage them effectively.

New income tax bill: What it could mean for taxpayers and how it can impact them

New income tax bill, 2025: FM Nirmala Sitharaman, while presenting the Union Budget 2025 on February 1, announced that she will table the new income tax bill in Parliament next week. Many taxpayers and common citizens anticipate the new income tax bill to know how it could impact them.

Perfios acquires financial crime management company Clari5

Perfios aims to leverage its acquisition of Clari5 for short-term product development and medium-term market expansion. The move targets growth in the Middle East, Southeast Asia, and APAC, while enhancing its financial crime management capabilities.

Poor, Middle Class, or Upper Class? The 2025 Budget Breakdown

“Where do you really stand?” It’s a question that nags at many of us every budget season. The ever-shifting economic landscape redefines what it means to be poor, middle class, or upper class. Income brackets that once determined class divisions have started blurring as inflation, cost of living, and lifestyle choices evolve. With the 2025 Budget introducing tax relief for those earning up to ₹12.75 lakh annually, it’s time to take a closer look...

Delhi Election Results: Does BJP's victory mean end of sell-off in Indian stock market?

Delhi Election Results: According to experts, Dalal Street may have a gap-up opening when the Indian stock market resumes trading activity on Monday

The Billion-Dollar Climate Industry – Who Really Profits from Your Fear

The Billion-Dollar Climate Industry – Who Really Profits from Your Fear

Getting rich overnight is widely held fantasy: How fraudsters exploit this human weakness and often succeed

The Torres case reminds us that human nature remains our biggest vulnerability. Whether pressing ‘1’ on phone in response to a recorded message about a suspicious courier package, or investing savings in schemes promising impossible returns, the fundamental weakness being exploited is the same—optimism that we have stumbled upon the rare opportunity to get rich quickly.

Godrej Properties' Net Debt Falls 49% In Q3 To Rs 3,848 Crore On Better Cash Flow, Equity Fundraise

Godrej Properties Ltd has reduced its net debt by 49 per cent to Rs 3,848 crore during the latest quarter ended December on the back of strong internal cash flow and equity fund raising. Its net debt stood at Rs 7,572 crore as on September 30, 2024, according to the company’s latest investors presentation.Pirojsha Godrej, Executive Chairperson of Godrej Properties, said, “We raised Rs 6,000 crore during the third quarter through Qualified...

US dollar rises on mixed jobs report, trade war threat

The US dollar climbed after January's slower job growth report, with the unemployment rate dropping to 4.0%. Comments from President Trump about impending reciprocal tariffs also supported the currency. Meanwhile, investor concerns about global trade resurfaced, impacting other currencies such as the British pound and the yen.

Need to know your credit card limit? Here are 6 key ways to check

Regularly reviewing your credit card limits is essential for prudent management. Understanding your limits helps avoid overspending, fees, and negative impacts on your credit score, while maximizing the benefits of credit cards like incentives and convenience.

After contest of poll promises, time for new government to find the pennies

The new Delhi govt faces significant financial challenges in delivering on BJP's ambitious election promises, including monthly payments for underprivileged women and seniors. With a projected tax revenue of Rs 58,750 crore against increasing expenses, funding these schemes may require reallocating funds from other sectors or seeking central assistance.

Gold Rate Today (February 8): Check Out Gold Prices In Delhi, Mumbai, Bengaluru, Ahmedabad, More Cities

Gold Price Today: India, the second-largest consumer of gold globally after China, primarily fulfils its gold demand through imports, with some supply also derived from recycled domestic bullion. Domestic gold prices are influenced by international prices, typically quoted in dollars, along with import duties and taxes. Although gold is commonly viewed as a hedge against inflation, its price is also affected by factors such as bond yields and...

Gold price jumps over ₹8350 in six weeks. Opportunity to buy as US unemployment rate hit its lowest since May 2024

Gold rate today: According to experts, the current uptrend in gold price today can be attributed to following five reasons — erconomic uncertainty, trade war, geopolitical tension, rate cut by central banks across world, and weak Indian Rupee

The 'Golden' Effect: Amid Surge In Prices; Yellow Metal Becomes Favourite 'Personal' Lending Tool

New Delhi, Feb. 5 -- Gold loans have become the fastest-growing category within personal loans, skyrocketing 71% year-on-year as of December 27, 2024. This was, according to the data released by the RBI . The total gold loan portfolio held by banks climbed to Rs 1.7 lakh crore marking a 68.3% rise in the current financial year alone. As per analysts, cited in the report, there are three primary drivers behind this surge.

Online Investment Fraud: Thane Man Cheated Of Rs 1.18 Crore

Police launched investigations after a 44-year-old man from Thane allegedly lost Rs 1.18 crore in an online share market investment fraud, an official said on Saturday. The victim received a message on his WhatsApp number in January on a “lucrative” investment opportunity in share markets.“The victim subsequently invested Rs 1,18,50,000. When he sought the promised returns on his investment, the accused began avoiding his calls and messages,...

RBI Repo-Rate Cut, First in Five Years, Spawns Celebratory Middle-Class Memes

Repo rate is the interest rate the RBI charges on borrowing by commercial banks.

Sebi orders attachment of bank, demat accounts of 10 individuals in Eros International Media case

New Delhi, Feb 8 (PTI) Sebi has ordered the attachment of bank accounts as well as shares and mutual fund holdings of 10 individuals to recover Rs 1

Living costs in Europe: How much of your disposable income goes to housing and bills?

People in the EU spend 20% of their disposable income on housing. Euronews Business examines how housing costs as a share of income vary across Europe. View on euronews

Startup Mantra: Changing credit score calculation

Sarika Shetty found that non-inclusion of rent as parameter for credit score calculation was unjust and set up company to correct it

Vidaamuyarchi Box Office Collection day 2: Ajith Kumar-starrer makes steep fall after strong opening, earnings drop 65%

Ajith Kumar's action thriller Vidaamuyarchi experienced a significant 65% drop in box office collections on its second day, earning ₹8.75 crore. The film had a strong debut with ₹26 crore on day 1 and an estimated ₹13.39 crore from advance bookings.

How to link RuPay credit card to UPI—Benefits and easy setup

Linking RuPay credit cards with UPI can streamline payments but requires careful management to prevent debt. RuPay's growing popularity stems from its rewards, security features, and acceptance, providing a reliable option for digital transactions in India.

SIP vs Government Schemes: Where should you invest for a stress-free retirement?

Should you invest in a mutual fund SIP or government schemes if you are planning for retirement? Find out

Super Bowl 2025: How much money Eagles players could earn for a Championship win

Super Bowl LIX kicks off at 6:30 p.m. ET on Sunday, featuring a highly anticipated rematch between the Philadelphia Eagles and the reigning two-time champion Kansas City Chiefs.

Is private equity really the pinnacle of finance? A deep dive into the industry

The finance sector encompasses various roles including Private Equity (PE), Mutual Funds, Banks, Venture Capital (VC), and Investment Banking (IB). Each role differs in terms of capital independence, depth of knowledge, and impact. PE stands out for its transformative influence and autonomy, while mutual funds excel in public market strategies.

Book Extract |The Uncomfortable Truth About Money: How to live with uncertainty and think about yourself

Paul Podolsky 's The Uncomfortable Truth About Money: How to live with uncertainty and think about yourself Harriman House Ltd., London, 2024. Pb. Pp. 240. Rs. 599We are all stuck in a money cage. Money isn't the most important thing, but it is a thing and you can't get away from it. Birth costs money and death costs money. So even if you hate talking about money, you need to know the basics, the same way you need to know how to cook yourself a...

The dark side of mutual fund fees—What’s really eating into your returns

Mutual fund fees can significantly reduce investment returns, often going unnoticed. In India, investors must be aware of various charges, including management costs, to maximize profits. Understanding and scrutinizing these fees is essential for smarter investing and long-term financial growth.

Moneycontrol Pro Weekender | Monetary policy in the time of Trump

Dear Reader, The focus of Indian monetary policy has clearly shifted to supporting growth. The latest RBI projections on GDP growth make that amply clear. In its statement on Friday, the MPC revised down its GDP growth forecast for Q1 FY26 to 6.7 percent from the earlier 6.9 percent and for Q2 FY26 from 7.3 percent to 7 percent. The inflation forecast was also revised lower, but only a bit. The projection for Q1 FY26 is now 4.5 percent from the...

10 reasons why you should be grateful for your job

In a world where we often take our daily routines for granted, have you ever paused to consider the incredible value your job brings to your life? Beyond the paycheck, your workplace is a treasure that shapes who you are.

Debt mutual funds & Budget 2025: A new way to pay less tax

Budget 2025 introduces tax benefits for debt mutual fund investors, with taxation varying based on purchase date. Investments made after April 2023 qualify for a ₹60,000 rebate, while those bought earlier benefit from a lower tax rate and increased exemption limits.

No level for rupee in mind, market forces decides forex rate: RBI Guv

New Delhi, Feb 8 (PTI) Reserve Bank Governor Sanjay Malhotra on Saturday said that the market forces decide the value of rupee with respect to the US dollar and the central bank is not worried about day-to-day movement of the currency value

Indus Tower Surges As It Buys 16,100 Towers From Airtel & Hexacom; Citi Also Has A Buy Rating

Mutual fund calculator: How to accumulate ₹5 crore with a monthly SIP of ₹5000

Mutual fund calculator: SIPs help investors accumulate wealth through systematic contributions, benefiting from compounding and market volatility management

How women are driving change in finance and entrepreneurship

This article is authored by Neha Juneja, co-founder & CEO, IndiaP2P.

These midcap funds delivered amazing returns! But are they right for you?

If you have a higher risk tolerance and are willing to accept the potential for more volatility in exchange for the opportunity for higher returns, midcap mutual funds could be a good option for you.

Five Key Factors To Consider In Your Pre-Retirement Checklist

Retirement is a chance to escape the daily grind. During this stage, you slow down for both yourself and your loved ones to create memories and spend quality time with them.Your retirement years should be spent unwinding and finding your true self. But because retirement planning is a multi-step process that must be modified over time, it is not a simple task.Whether you are a professional in your 40s or a millennial, retirement planning is one...

Uber shares jump to three-month high after Bill Ackman builds stake

Shares of Uber Technologies soared to a three-month high after billionaire Bill Ackman revealed a $2.3 billion stake. Ackman praised CEO Dara Khosrowshahi for transforming Uber into a profitable growth machine since 2017. Uber's fourth-quarter revenue jumped 20% to $11.96 billion, although adjusted net profit fell short of expectations, at 23 cents per share.