PPF CALCULATOR: HOW MUCH WILL YOU EARN IN 15 YEARS BY INVESTING RS 5000, RS 8000, RS 9000 MONTHLY IN POST OFFICE PUBLIC PROVIDENT FUND?

PPF Calculator: Public Provident Fund (PPF) offers guaranteed returns as it is backed by the Indian government. It is considered a low-risk investment, as it is non-market-linked in nature. PPF falls under the EEE category, which means that deposits, interest, and withdrawals are all tax-exempt. Thus, let’s find out how much you will earn in 15 years with monthly investments of Rs 5000, Rs 8000, and Rs 10000 in the Post Office Public Provident Fund.

Who is eligible to open a PPF account?

1. Resident Indian Adult: A single adult who is a resident of India can open a PPF account.

2. Guardian for Minor/Person: A guardian can open a PPF account on behalf of a minor or a person.

Only one PPF account can be opened across the country, either in a post office or a bank.

PPF deposit rules

• Minimum deposit of Rs 500 in a financial year, and the maximum deposit is Rs 1.5 lakh in a financial year.
• The maximum limit of Rs 1.5 lakh shall be inclusive of the deposits made in his/her own account and in the account opened on behalf of a minor.
• Account can be opened by cash/cheque, and in case of cheque, the date of realisation of the cheque in Govt. account shall be the date of opening of the account/subsequent deposit in the account.
• Deposits qualify for deduction under section 80C of the Income Tax Act.

Interest rate in PPF?

Public Provident Fund Account (PPF) is currently offering an interest rate of 7.1 per cent per annum.

Post office PPF calculation conditions

• Investment amount: Rs 5000, Rs 8000, Rs 10000
• Annualised rate of return: 7.1 per cent
• Investment period: 15 years

What will be PPF corpus after 15 years with investment of Rs 5000 per month?

Annual investment: Rs 60000 (5000x12)

Your total investment amount over 15 years will be Rs 9,00,000. The estimated interest earned during this period will be Rs 7,27,284, and the estimated maturity amount will be Rs 16,27,284.

What will be PPF corpus after 15 years with investment of Rs 8000 per month?

Annual investment: Rs 96000 (8000x12)

Your total investment amount over 15 years will be Rs 14,40,000. The estimated interest earned during this period will be Rs 11,63,654, and the estimated maturity amount will be Rs 26,03,654.

What will be PPF corpus after 15 years with investment of Rs 10000 per month?

Annual investment: Rs 120000 (10000x12)

Your total investment amount over 15 years will be Rs 18,00,000. The estimated interest earned during this period will be Rs 14,54,567, and the estimated maturity amount will be Rs 32,54,567.

2025-09-03T07:03:43Z