Personal Finance

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PPF, Sukanya Samriddhi: 5 new rules for your small-savings account. Here’s what you need to know

For those who have multiple small savings accounts under the Public Provident Fund (PPF), the Sukanya Samriddhi Account Scheme (SSAS), or the now defunct NSS-87 (National Savings Scheme), there’s trouble. The government has announced new rules pertaining to investors who have opened multiple accounts over the years, which had gone unnoticed so far. Here’s what they mean. Not more than one PPF accountIn a circular that the Ministry of Finance...

2024-09-08T11:25:49Z

Mumbai, Delhi, Chennai or Bengaluru: Where to invest in property for best returns?

From 2020 to 2024, property prices in some of the major cities grew at a compound annual growth rate (CAGR) of 9.3%, while household incomes rose at a slower rate of 5.4%.

2024-09-08T05:16:35Z

4 essential tips for a successful career in investment banking

Investment banking offers a challenging and lucrative career path. This guide reveals the essential steps to build a successful career in this dynamic field.

2024-08-27T11:25:16Z

5 practical tips to ease the high-interest home loan burden

Securing a home loan is crucial in today's housing market but high-interest rates can be burdensome. The article provides five strategies to ease this financial strain: regularly checking interest rates, using EMI calculators...

2024-09-04T13:02:17Z

Ganesh Chaturthi 2024 Special: 5 ways to welcome financial prosperity into your life

Ganesh Chaturthi signifies the start of India's festive season, highlighting financial reflection and growth opportunities. Consumer spending is projected to rise by 47%, with millennials leading.

2024-09-07T01:01:35Z

2024-09-05T12:37:34Z

Stock Market Falls After Record Highs: What To Expect Next Week? Key Factors To Watch

Market trends this week will be guided by domestic economic data and global factors. Experts believe that the Nifty 50 index will focus on the 25,100-25,350 range. Here are the market outlook for next week.

2024-09-08T05:06:16Z

NPS investment can save tax in new tax regime as well; here's how

Under Section 80CCD(2), up to 10% of the employee’s basic salary put in NPS is tax-free. This limit is higher at 14% for taxpayers like Roy who have opted for the new tax regime. Sudhir Kaushik of TaxSpanner.com tells readers how they can optimise their tax by rejigging their incomes and investments.

2024-09-02T01:06:05Z

Is luxury losing its luster? How status symbols became commonplace

Luxury brands are increasingly common, raising questions about the true value of their exclusivity. Despite rising disposable incomes, spending on luxury items often lacks practical use and comes at the expense of long-term savings and financial stability.

2024-08-26T08:41:48Z

This central bank is likely to remain a major buyer in the gold market

Investing.com -- Gold’s rise this year has surpassed other commodities such as oil and copper, distinguishing it in global markets. The rise in gold prices has been driven in part by central bank purchases, which have become a significant factor in...

2024-09-06T08:58:23Z

₹2.80 to ₹80: Multibagger penny stock zooms 2,757% in 5 years

MIC Electronics has transformed from a penny stock to a multibagger, achieving a 2,757% rise over five years. Despite recent fluctuations, its strong performance reflects the potential and risks of penny stocks for investors.

2024-09-06T12:21:15Z

India's Forex Reserves Hit Fresh All-Time High of $683.987 Billion, Jump $2.3 Billion

India’s forex reserves jumped by $2.299 billion to a new high of $683.987 billion for the week ended on August 30, according to the latest data from the Reserve Bank of India (RBI). In the previous reporting week, the forex reserves had jumped $7.023 billion to a high of $681.688 billion.Gold reserves increased by $862 million to $61.859 billion during the week ended August 30.During the week, foreign currency assets, a major component of the...

2024-09-07T03:56:39Z

Rupee Hits All-Time Low; Dips To 83.985 Against US Dollar

The Indian Rupee, after bravely fighting off depreciation for sometime has it an all-time low against the United States Dollar. The Indian currency dropped to the low of 83.985 against the US dollar. This means that one single dollar would amount to around Rs 83.985. The currency recovered slightly from the fall but continued to be on a trajectory ...

2024-09-06T07:34:25Z

Jio Financial forms JV with BlackRock Advisors Singapore; to invest Rs 3 crore towards initial share subscription

Jio Financial Services and BlackRock Advisors Singapore have formed a joint venture named Jio BlackRock Investment Advisers Private Limited. Jio Financial will invest Rs. 3 crore in the venture. The company has received approval to increase foreign investment to 49%. This move aims to expand its fintech operations in India.

2024-09-08T13:33:16Z

Australian dollar supported as RBA sticks to hawkish stance

The Australian dollar held steady on Thursday after the country's central bank stuck to its hawkish guidance on interest rates despite soft economic numbers, helping to offset risk aversion in global markets. Reserve Bank of Australia (RBA) Governor Michele Bullock used a speech to reiterate that a rate cut was unlikely in the near term given stubb...

2024-09-05T04:57:10Z

Business News LIVE Updates Today September 8, 2024: China opens its manufacturing and healthcare sectors to foreign investment

Business News LIVE Updates Today: Get real-time updates on the biggest news from the world of business, stock market and more.

2024-09-08T04:28:47Z

Linda McMahon's Net Worth 2024, Current Income, Personal Life, Political Career and More

Linda McMahon's net worth reaches $3.2 billion in 2024 due to her significant contributions to WWE and her political career. Despite stepping down as WWE CEO in 2009, she continues earning from investments and consultancy roles. Married to Vince McMahon since 1966, Linda remains influential in both business and politics.

2024-09-07T13:26:59Z

Zodiac signs who love money

Zodiac signs who love money

2024-09-04T07:07:02Z

By meeting Tejashwi, Nitish played another optics game. Targets: BJP, Chirag, and his own partymen

Officially, the meeting was about selection of the new information commissioner. According to Tejashwi, Bihar’s 65 percent reservation decision was discussed.

2024-09-08T06:06:30Z

Man Spends $1,000,000 Building Three Amazing Houses | by @NikosPropertyShow

Experience firsthand how Nick from Niko's Property Show brings this ambitious project to life with a $1 million budget to construct three stunning American-style houses. Join us in this video as Nick guides us through every step of the construction process, from laying the foundations to adding the final touches of landscaping and furniture. Explore the defining features of this style of home, leaving no detail unnoticed. We hope you find inspiration and enjoyment in this remarkable project! NIKO'S PROPERTY SHOW Instagram: https://www.instagram.com/nikospropertyshow/ Youtube: https://www.youtube.com/channel/UC7ZaYMcgRKE-mfofDvfUrNA Tiktok: https://www.tiktok.com/@nikospropertyshow Facebook: https://www.facebook.com/nikospropertyshow Shop: www.nikospropertyshow.com Email: [email protected] Other: https://twitter.com/NikoProperty Disclaimer: Quantum Tech HD is not affiliated with the businesses whose products are shown in this review. Any trademarks depicted are the property of their respective owners.

2/11/2024 4:00:28 PM

Ajay Singh may sell over 10% in SpiceJet

Ajay Singh, SpiceJet's chairman, may offload over 10% of his stake in the airline as part of a funding round closing by September's end. The budget carrier aims to raise Rs 3,200 crore through various means to meet obligations and revive its grounded fleet. Discussions with potential investors are ongoing.

2024-09-08T13:30:47Z

iPhone 16 and iPhone 16 Pro launch next week and their prices have already leaked

While fans eagerly await the official launch, leaks have already revealed the potential prices for both the Apple iPhone 16 and iPhone 16 Pro models.

2024-09-07T17:04:04Z

Big Rewards! 1:3 & 1:5 Bonus Shares Announced: Two Penny Stocks Set October 4 As Record Date

Two micro-cap companies have set their record date for bonus share. Both the companies have set October 4 as the record date. Read all the details here.

2024-09-08T10:06:22Z

‘no fast route to riches…’ – Why Shark Tank fame Radhika Gupta favours ‘dal-chawal investing’

The “dal-chawal” method referred by Gupta in the post in the well-diversified funds that invest in wide range of sectors which are designed to deliver steady returns, regardless of market volatility. These funds, just like the staple Indian food – dal and chawal - are considered reliable and less risky for investors.

2024-09-07T08:16:45Z

Share Market Updates: Market Meltdown, $2.2 Trillion Lost in a Week as Stock Decline Continues

The stock market continues to experience a widespread decline, with no gains recorded in September so far. Over the past week, investors have seen a loss of $2.2 trillion. The most significant drop has been in the shares of Tesla, the company led by the world’s richest person, Elon Musk, which saw a decline of 8.45%. Amid the market downturn, shares of Texcel Industries provided some relief to investors on Friday, delivering strong returns over...

2024-09-08T05:20:00Z

Cryptocurrency Price Today (September 5): Bitcoin Stable At $57,000, Injective Becomes Top Gainer

Bitcoin (BTC), the world’s oldest and most valued cryptocurrency, managed to rise above the $57,000 mark early Thursday. Other popular altcoins — including the likes of Ethereum (ETH), Dogecoin (DOGE), Solana (SOL), Ripple (XRP), and Litecoin (LTC) — landed in the greens across the board as the overall Market Fear & Greed Index stood at 34 (Fear) out of 100, as per CoinMarketCap data. The Injective (INJ) token emerged to be the biggest gainer of...

2024-09-05T06:37:04Z

Libra, Weekly Horoscope, September 08 to September 14, 2024: Experience financial growth this week

Libras will experience financial growth this week, enhancing family life and social standing. Career opportunities are promising with potential promotions or successful business deals. Mid-week brings further financial success through investments or savings. Health remains stable but requires attention to avoid stress.

2024-09-08T03:01:40Z

Cryptocurrency Prices on September 5: Bitcoin surges above $57,000; Ethereum and Litecoin gain up to 4%

On September 5, the cryptocurrency market experienced a modest rebound, with Bitcoin and Ethereum gaining 1.2% and 1.3%, respectively. Other major coins like Solana and Dogecoin also saw notable increases. Despite the recovery, the Fear & Greed index fell to 34, signaling cautious market sentiment.

2024-09-05T09:46:47Z

Man duped of Rs 6 crore in gold bars by scammers; here’s how

The self-employed man received a call from scammers impersonating police officers, reports said.

2024-09-04T08:40:42Z

New credit card rules from today: Mastercard, RuPay, or Visa — Find out which network suits you best

Starting today, September 6, 2024, credit cardholders in India can choose their card network—Mastercard, RuPay, or Visa—when applying for a new card or renewing an existing one.This new flexibility comes as part of the Reserve Bank of India's (RBI) initiative to enhance customer choice and foster competition in the digital payments space.Adhil Shetty, CEO of BankBazaar.com, noted, "Choosing the right card network depends on one's personal needs...

2024-09-06T08:21:03Z

As Warren Buffet celebrates his 94th birthday, here are 5 lessons from Oracle of Omaha's investment philosophy

A former student of Benjamin Graham, Buffett is known as a legendary value investor, though he is also believed to incorporate an emphasis on management quality and company growth prospects.

2024-08-30T09:29:14Z

Cash Deposit Limit In Savings Account: Know How Much Money Can Be Kept In A Savings Account

Cash Deposit Limit In Saving Account: Today, having a bank account has become essential for every individual. A bank account is not a tool to deposit your cash for safety but it also generates interest for you. All digital transactions, which is a common thing nowadays, can only be done through a bank account. We keep depositing cash in our accounts, but very few of us know how much cash can be kept in a bank account. Also Read: Centre Allows...

2024-04-29T07:19:18Z

Gold Price Falls In India: Check 22 Carat Rate In Your City On September 8

Gold Rate Today In India: On September 8, gold prices in India were around Rs 73,000 per 10 grams. The price of 24-carat gold, known for its highest purity, stood at Rs 72,750 per 10 grams. For buyers seeking jewellery, 22-carat gold, which is more durable due to its alloy composition, was priced at Rs 66,680 per 10 grams.Silver, on the other hand, was trading at Rs 84,900 per kilogram.Gold rate today in India: Retail gold price on September...

2024-09-08T03:27:01Z

IIM Bangalore’s financial aid and scholarship options: Everything you need to know

On August 12, the Ministry of Education released the NIRF 2024 rankings, with IIM Bangalore securing the number 2 spot in the management category, a position it has held since 2020. Aspiring students face high costs for admission, but IIM Bangalore offers various scholarships and financial aid options to support them. Let’s explore them.

2024-09-08T12:37:32Z

Retirement planning: How to invest Rs 95 lakh PF money for a monthly income of Rs 1 lakh after retirement?

Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.

2024-09-06T06:37:56Z

2024-09-04T12:10:28Z

Why biodiversity urgently needs more financing options

The financial market for biodiversity is challenging due to difficulties in measurement and investment options. John Tobin-de la Puente of Cornell University suggests that more complex financial contracts and long-term commitments are needed to attract private investment.

2024-08-29T04:56:06Z

Get Rs 9,000 Monthly Income With This Govt-backed Scheme; Check Details Here

Post Office Monthly Income Scheme: Are you looking for a safe and steady stream of income that pays you every month? The Post Office Monthly Income Scheme (POMIS) might be the perfect fit! With attractive interest rates and government backing, it could be your key to financial stability. Dive deeper to learn how MIS can turn your savings into a reliable monthly income source.The Post Office National Savings (Monthly Income Account) Scheme (MIS)...

2024-09-08T04:57:03Z

Public Provident Fund: How to become a crorepati through simple investment?

The PPF is a useful retirement planning tool that provides long-term growth, tax advantages, and security. However, you should think about starting early, extending the PPF tenure, and possibly including other investment options in your strategy to improve your chances of becoming a crorepati.

2024-05-30T05:08:49Z

7 people in your life who should not know about your savings and income

Maintaining privacy about your financial status helps protect you from exploitation and ensures that your financial decisions are based on your own priorities and values, free from external pressures or expectations...

2024-09-03T13:43:56Z

Argentina: Cash-Strapped Province Launches Own Currency Amid Economic Woes |

In the remote province of La Rioja, Argentina, a bold economic experiment is unfolding. Facing a deep recession after federal fund cuts under President Javier Milei's government, Governor Ricardo Quintela introduced the "Chacho"—a local currency aimed at keeping the province afloat. Distributed to government employees, the Chacho is accepted by local businesses and can be exchanged for Pesos after a waiting period. While the move has temporarily boosted the local economy, concerns about its long-term viability remain. Quintela's plan reflects the province’s struggle to survive in an economy teetering on the brink, sparking debate nationwide. Watch our video to learn more.

2024-09-06T03:25:00Z

Salim Khan Says He, Javed Akhtar Were Called 'Pagal' For Asking More Money Than Actors: 'Koi Value Nahi...'

Globally, writers are acknowledged as the backbone of any successful film, but in Indian cinema, they’ve often been underappreciated. Salim Khan and Javed Akhtar, however, defied this norm. They revolutionised the industry by demanding fees on par with the top actors, proving that a powerful script could draw in audiences just as much as a star could. They became the only writing duo to achieve star status, with their names often billed...

2024-09-07T07:46:48Z

Bajaj Housing Finance IPO: Top 10 things to know — date, anchor investors, price band, GMP, shareholder quota & details

Bajaj Housing Finance IPO: The ₹6,560-crore IPO opens for public subscription on September 9, closing September 11. The sale aims to meet RBI's requirement for NBFCs to be listed by September 2025.

2024-09-08T06:51:57Z

6 Reasons Why You Should Choose Mortgage Loans in India

Discover the 6 reasons to choose mortgage loan in India, including lower mortgage loan interest rates, flexible repayment options, and tax benefits.

2024-09-06T11:55:22Z

Love and loyalty: 10 signs you have a faithful and loyal partner

Love, communication, trust, honesty, and intimacy are frequently cited as the cornerstones of a successful relationship. Loyalty in a relationship is also important for a healthy and positive bond. Lack of commitment or cheating are signs of low loyalty, but unwavering devotion to your partner goes beyond fidelity. It is about staying committed to your … Continue reading "Love and loyalty: 10 signs you have a faithful and loyal partner"

2024-06-13T08:06:53Z

US Economy At Risk As Fed Delays Interest Rate Cuts, Warn Analysts

A BCA Research analyst warns that the US Federal Reserve's delayed interest rate cuts may lead to a recession. Despite market forecasts hinting at potential rate cuts in September, concerns remain about economic instability. Analysts are divided, with some pointing to manufacturing slowdowns and increased stress as recession triggers.

2024-09-08T10:06:22Z

How seniors can optimise their financial savings for long term well being

Optimizing financial savings is crucial for seniors to achieve a stable, worry-free retirement. The article advises creating a detailed budget, diversifying investments, exploring senior savings schemes, prioritizing health insurance, planning for tax efficiency, building an emergency fund, and seeking professional financial advice to ensure long-term financial security, health and well-being.

2024-08-31T10:37:16Z

Rupee opens 2 paise higher at 83.95 against US dollar

The rupee rose by 2 paise to 83.95 against the US dollar in early trade on Friday, influenced by a weaker dollar overseas. Gains were limited due to rising crude oil prices, negative domestic equity markets, and foreign capital outflows. The dollar index was down 0.10%, while Brent crude was marginally up at USD 72.70 per barrel.

2024-09-06T04:47:07Z

Indian Thali Gets Cheaper In August: Is Food Inflation Trending Down? | Veg Vs Non-Veg | Business @9

CRISIL: The cost of a vegetarian thali has decreased by 8%, thanks to the reduced prices of tomatoes. This brings relief and suggests that food inflation may finally be stabilizing. Keep an eye on Vijay Sardana, an expert in agri businesses, and Pushan Sharma, Director of Research at CRISIL Market Intelligence and Analytics.#foodinflation #inflation #etnow #vegetableprices #foodprices #businessnews #topnews

2024-09-06T16:37:40Z

For the Cost of a Year's London Rent, They Built This Amazing Tiny House!

If you're living in a big city and watching your income fade away into a giant black hole of rent, then this story is for you! This week we meet Lizzie and Patrick, an inspiring young couple who built their very own, incredible tiny house for the equivalent cost of just one years rent in London city! And the home is beautiful too. Stunningly designed and easily accommodating the couples needs, this home has provided both Lizzie and Patrick with a lot more than just a secure roof over their heads. It's also given them the ability to save money and focus on the things that are truly important to them in life. We hope you enjoy the full tour of this couple’s amazing DIY tiny house! You can follow Lizzie and Patrick’s tiny house adventures on Instagram: @thetimbernest and Lizzie’s artwork at @lizziewheelerart and www.lizziewheeler.co.uk If you enjoy our show and would like to help support our work, please consider supporting us on Patreon: https://www.patreon.com/livingbig Our Socials: https://linktr.ee/livingbig Find out more about this tiny house and others on our website: https://www.livingbiginatinyhouse.com/ Please subscribe for more videos on tiny houses, architecture, DIY, design, and sustainable, off-grid living. Presented and Produced by: Bryce Langston Camera: Rasa Pescud & Bryce Langston Editing: Sarah Binder & Rasa Pescud Title music in this video by Bryce Langston: http://www.youtube.com/brycelangston 'Living Big in a Tiny House' © 2023 Zyia Pictures Ltd #tinyhouse #tinyhouseuk #tinyhousetour

10/13/2023 7:00:29 PM