Travel

Flying to the US from India becomes cheaper this summer

Good news for Indian travelers! Airfares from Mumbai to the US have significantly dropped, with one-way tickets now starting at ₹37,000 for May 2025 travel. Return fares begin at ₹76,000, a welcome change from previous years. This decline, driven by improved connectivity and shifting airline strategies, offers relief to those visiting family, pursuing education, or traveling for tourism.

CA Nidhi Jain’s ‘Pursuit of Finance & Leadership’: India’s Top Leaders Mentoring the Next Generation

Mumbai (Maharashtra) [India], April 18: In a rapidly evolving business landscape, one platform is making waves by equipping professionals and entrepreneurs with the tools they need to thrive: The Pursuit of Finance & Leadership. The channel has quickly become a go-to resource for those seeking insights into finance, leadership, and career development. With over 150 videos and 1.5 million+ views across platforms within just a couple of quarters...

Want to reach Rs 2 crore in 15 years? Here's what investors need to save in 2025

Manish Jaiswal sought expert advice on ET Now's The Money Show to enhance his retirement portfolio, aiming for Rs 1.5 crore in 15 years through SIPs. Financial advisor Nisreen Mamaji validated his fund choices and suggested diversifying his investments into specific funds to potentially reach Rs 1.

Gold ETFs vs physical gold: Which gives better returns over 10 to 15 years?

Physical gold—whether in the form of jewellery, coins, or bars—has long been considered a safe-haven asset by Indian households. Its cultural appeal, use in ceremonies, and psychological assurance of tangible ownership continue to make it a preferred choice for many. Over the past 10 to 15 years, physical gold prices in India have delivered strong returns. According to data from the India Bullion and Jewellers Association (IBJA), gold has...

From Charts to Fortunes: The Musicians Who Hit the Billion-Dollar Mark

From Charts to Fortunes: The Musicians Who Hit the Billion-Dollar Mark

Senior Citizens' Savings Scheme: Benefits, Eligibility, Deposit Limits, Tax Perks, And More

The financial dynamics of every person change after retirement. Instead of looking for investment or growing his/her wealth, the person looks for stability and protection of his wealth. Meanwhile, earning a fixed amount on the capital at particular intervals like quarterly will be the icing on the cake.Senior Citizen Saving Scheme is one of the popular schemes among senior citizens, the person at the age of 60 or above. It is a...

US-based NRI shares emotional post about identity loss despite financial success abroad, seeks netizens' advice

A 32-year-old man’s Reddit post about struggling with identity loss after moving to the US has gone viral. Despite financial stability, he faces emotional isolation and a sense of disconnect from his roots in India. Fellow NRIs offered advice on rebuilding identity, emphasizing social connections and self-acceptance, highlighting the often-overlooked emotional toll of emigration.

8th pay commission salary hike: Pension at par with employees' pay? Update on report submission

8th pay commission salary hike: It will depend on the fitment factor which is a multiplier used to calculate the revised basic pay of central government employees and pensioners. Experts believe that this number could be in range of 2.6 to 2.85. TeamLease Digital CEO Neeti Sharma told ET NOW Digital that the basic minimum is expected to rise beyond 40,000.

India central banker warns of dwindling money market liquidity

RBI Governor Sanjay Malhotra voiced concerns about dwindling liquidity in India's call money market, potentially hindering monetary policy transmission. He urged banks to ensure seamless transmission of RBI's liquidity measures to the broader market. With surplus liquidity averaging ₹1.

BSE @ 150: Nirmala Sitharaman’s Message To Investors, Corporates & Regulators

During the 150-year celebrations of the Bombay Stock Exchange (BSE) in Mumbai, Finance Minister Nirmala Sitharaman addressed the key stakeholders in India's vibrant financial ecosystem. In her message, she urged market intermediaries and exchanges to innovate with purpose, always keeping the investor at the centre of their efforts. To investors, she encouraged staying informed, patient, and focused on the long-term potential of disciplined wealth creation. She also appealed to corporates to let transparency, sound governance, and a commitment to shareholder value guide their actions. Furthermore, she called on regulators to remain proactive, agile, and responsive in a rapidly changing world.

Investing in Solar Energy: How Soon Will You See Returns?

By Jai The demand for alternative means of energy resources has been increasing in recent years, and solar power serves as the perfect example of one of the most environment-friendly alternatives. With increasing utility bills, supplemented by environmental problems and government initiatives, homeowners and companies have been increasingly turning towards solar power. One of the most important questions people have when they are getting solar...

'Worried about something worse than 2008 recession': Billionaire Dalio warns of potential US financial crisis

Billionaire Ray Dalio warns that the US economy faces the risk of a crisis potentially more severe than 2008 due to trade tariffs and economic instability.

Indian caught moving $2 million in cash out of Zambia

Zambian customs officials apprehended an Indian national at Kenneth Kaunda International Airport for attempting to smuggle $2.32 million in cash and $500,000 worth of suspected gold to Dubai. The 27-year-old was caught by a multi-agency team, and investigations are currently underway.

Tamil Nadu court fines private bank Rs 20 lakh for overcharging man

CHENNAI: A private bank has been fined Rs 20 lakh by the Chief Metropolitan Magistrate Court in Egmore for allegedly charging an excess amount of Rs 14.3 lakh a man who pre-closed a loan of Rs 1.5 crore. According to police, R Selvaraj, an entrepreneur, had pledged his house with Kotak Mahindra Bank and availed the loan in 2006. He pre-closed the l...

These are the 9 most valuable coins in the world

Coin collectors are captivated by rare and valuable coins which carry historical significance. Highlighted examples include the 1794 Flowing Hair Silver Dollar and the 1787 Brasher Doubloon, with prices reaching up to $12 million. Other notable mentions are the 1343 Edward III Florin, the 2007 Canadian Gold Maple Leaf, and Morgan Silver Dollars, all fetching significant sums.

Easter lottery players scoop £1million EACH thanks to special draw

Despite no one taking the top prize by matching all six balls, the three winning tickets matched five of the six main numbers plus the bonus ball.

'Buy gold, silver, and Bitcoin': Rich Dad Poor Dad author Robert Kiyosaki offers investment advice ahead of predicted economic turmoil

Amidst warnings of a 'greater depression,' Robert Kiyosaki advises on investment strategies for economic resilience.

How to earn money on YouTube: A comprehensive guide to monetizing your channel

Elevate your YouTube channel's success by producing top-notch content, fostering viewer engagement, and utilizing analytics for strategic enhancements, leading to increased revenue opportunities and audience growth.

20 Bad Spending Habits That Are Keeping You Broke

It started with one little swipe. No big deal, right? But as weeks passed, your balance kept dropping. Turns out it's not always about how much you earn but how that money slips away quietly. Bad habits build up, and before long, they're running the whole budget. Here are some habits ruining your finances.

ICICI Bank board recommends Rs 11 dividend following Q4 results

ICICI Bank announced a dividend of Rs 11 per share following a strong financial performance in the fourth quarter. The bank's net profit rose significantly, driven by increased lending and healthy net interest income. While margins may face pressure due to anticipated rate cuts, the bank plans to add 400 new branches.

Rs 1 lakh monthly income after retirement from Rs 5,000 SIP: How a right SWP plan can make it happen

Systematic Withdrawal Plan (SWP) allows you to withdraw money from your mutual fund investment like a regular pension. So you first build a good corpus through a mutual fund SIP over a period of 25 to 30 years. After you retire, you put that money into an SWP plan and get a regular monthly income.

Europe calling. Why Italy’s golden visa is the top pick of the wealthy

Golden visa is the word of the year. As interest spikes in “residence by investment”, Firstpost and Moneycontrol bring you a series on popular “golden visas”. For our next story, we explore the Italian golden visa and why it is appealingRich cultural heritage, scenic places and sumptuous cuisine – Italy has a lot going for it. The European country is one of the favourites of wealthy foreigners seeking residency by investment.Italy’s golden visa...

How much money do you really need for financial freedom in India? Rs 10 crore, Rs 50 crore or more?

You don't need Rs 10 crore or Rs 50 crore for financial freedom — just calculate your expenses and aim for the right amount using the 4% rule.

Investing in a second home? Here are five things you should keep in mind before you seal the deal

When investing in a second home, target locations with strong rental yields and capital growth, especially those with upcoming infrastructure

It's not your salary, but your savings that make you a millionaire, says Vijay Kedia

High salaries may look impressive on paper, but they don’t guarantee wealth. What truly matters is how much you save — not how much you earn, says veteran investor Vijay Kedia.

Stocks to buy or sell: Dharmesh Shah of ICICI Securities suggests buying Ultratech Cement, HAL shares on 21 April 2025

Stocks to buy or sell: Dharmesh Shah of ICICI Securities recommends buying Ultratech Cement, and HAL shares tomorrow - 21 April 2025

India could benefit as dollar weakens, says economist Ruchir Sharma; calls 6-month market correction a 'positive'

Ruchir Sharma noted that a weakening US dollar and declining enthusiasm for American assets may encourage foreign investors to turn back to emerging markets — including India.

Cognizant CEO Ravi Kumar sees 11% pay hike, takes home $16.1 million in 2024

Cognizant CEO Ravi Kumar pay hike: In 2023, Kumar’s total compensation stood at $22.6 million, boosted by a significant one-time equity award granted at the time of his appointment as CEO. Excluding that, his 2024 earnings reflect a steady rise driven by performance incentives and stock vesting.

Vivek Oberoi’s wealth beyond movies: The 6 companies he owns and invests in

Vivek Oberoi, known for his Bollywood roles, has diversified his wealth into six successful business ventures. These include luxury real estate, ethical lab-grown diamonds, education technology, and even craft spirits. With a net worth of Rs 1200 crore, Oberoi’s entrepreneurial ventures, from BNW Real Estate to Rutland Square Spirits, showcase his impressive shift from acting to business mogul.

7 Reliable Investment and Savings Schemes Options In India, As Per Expert

With the landscape of Indian finance offering vast and dynamic options, navigating the complexities of investment and savings schemes can be a daunting task. Our expert, Dr Ratish Gupta, Director of Wealth Wisdom India Pvt. Ltd. (WWIPL.com), shared some insights on reliable investment and saving schemes. Dr Gupta said, “India’s financial sector has witnessed substantial growth, a trend expected to continue. The private wealth management industry...

Why More and More Rich Indians Are Leaving the Country?

India's economic narrative is one of paradoxes. On the one hand, it is celebrated as the fastest-growing major economy, with a GDP growth of 8.2% in FY2023-24, driven by robust performances in manufacturing and services sectors . On the other hand, its wealthiest citizens — the ones who generate substantial revenue, employment, and global visibility — are planning their exits. A joint survey by Kotak Private Banking and EY reveals that over 1 in...

SIP Or Lump Sum In MF: Which Works Better? Experts' Insights Amid Market Volatility

SIP Or Lump Sum In MF: New investors often face tough situations when starting to invest in the market. The turf becomes more difficult when it is full of volatility, making it harder to keep the tough mantle during ups and downs. Mutual funds work as helping financial instruments for new investors to invest regularly in the market without worrying about its nitty-gritty.A dilemma among new investors often arises if they should go for SIPs or...

Nikhil Kamath says giving feels more 'intoxicating' than earning, but Bill Gates reveals how to navigate between the two

Nikhil Kamath and Bill Gates explored the evolving motivations behind their success, from initial financial drives to the complexities of philanthropy. Kamath admitted to past desires for money, power, and validation, while Gates acknowledged ego's role even in charitable acts. Both reflected on the unique satisfaction derived from giving, contrasting it with the competitive intensity of the business world.

India’s youngest millionaire? Narayana Murthy’s grandson to get Rs 3.3 crore Infosys dividend at 17 months

Ekagrah Rohan Murty, the 17-month-old grandson of Infosys co-founder Narayana Murthy, is set to receive Rs 3.3 crore from the company’s final dividend for the financial year ending March 2025, making him one of India’s youngest millionaires. Born in November 2023 in Bengaluru, Ekagrah is the son of Rohan Murty and Aparna Krishnan, and the third grandchild of Narayana Murthy and Rajya Sabha MP Sudha Murty. His cousins, Krishna and Anoushka, are...

Kesari Chapter 2 Box Office Day 2: Akshay Kumar, R Madhavan Film Inches Towards Rs 20 Crore Mark

Kesari Chapter 2 Box Office Collection Day 2: Akshay Kumar’s Kesari: Chapter 2 picked up strong momentum on its second day after a decent opening. Released on a partial holiday, the historical drama saw a sharp rise in collections on Saturday, with early estimates placing earnings between Rs 9.50–10 crore, according to Sacnilk. This marks a 25%–35% jump from day one and brings the film’s two-day total to approximately Rs 17.25 crore — setting it...

Want to Study in the US? Here are essential financial documents required for preparing proof of finances

Before issuing a Form I-20—a crucial document required for obtaining an F-1 student visa—universities conduct a thorough financial verification process.

Why investors should look at tax-free bonds now

In a world where equity markets swing due to geopolitical headlines and fixed deposits (FDs) struggle to beat inflation, tax-free bonds stand out as an oasis of stability for investors. With the RBI hinting at further rate cuts, the allure of locking in tax-efficient, fixed-income returns has never been stronger. But what makes tax-free bonds — particularly those traded in the secondary market — the cornerstone of savvy portfolios? These bonds...

Gold rush 2.0: Why the world is turning to the yellow metal again

For centuries, gold has been considered the universal symbol of wealth, luxury, status, and power. From ancient civilisations to modern times, gold has served as a valuable currency while shaping economies and influencing empires; gold dates back thousands of years.

How Israelis Master Money Management: The 5 Jar Method Explained | Republic Business

How Israelis Master Money Management: The 5 Jar Method Explained | Republic Business

What's New With Reliance JioCoin? Latest Updates And Price Trends

Reliance JioCoin, created by Jio Platforms Limited, is gaining attention in India's digital and crypto sectors. The company has partnered with Polygon Labs to enhance JioCoin's development within the Web3 framework. Users earn JioCoins by engaging with various Jio applications using Indian mobile numbers.

Glittering gold and gigantic gains! Buy yellow metal on auspicious Akshaya Tritiya 2025 - Muhurat date and time

Akshaya Tritiya 2025 muhurat date and time: Celebrated by Hindus, the festival of Akshaya Tritiya is celebrated on the third day (Tritiya Tithi) of Shukla Paksha in the month of Vaisakha. This day is considered to be very auspicious for buying the yellow metal. Numerous festivals and events in Hindu religion takes place on this sacred day.

How GTA RP’s underground economy is creating millionaires: Inside the hidden world of virtual wealth

Grand Theft Auto Roleplay has a secret economy. Players are earning real money from virtual roles. Custom servers allow unique gameplay. Players pay for in-game perks. Server owners earn through subscriptions and donations. Coders and streamers are also making money. This virtual economy is unregulated. Players buy in and developers cash out. The lines between play and profit are blurred.

The ROI of US Higher Education: How Your Degree Choice Affects Your Future Earnings

How the return on investment (ROI) of US higher education varies based on degree choice and field of study. It reveals that degrees in fields such as engineering, computer science, and nursing tend to provide higher ROI, with lifetime earnings often exceeding $500,000. In contrast, degrees in arts, education, and psychology may offer minimal financial returns. The report highlights the importance of selecting the right degree for maximising...

1:8 bonus issue share: 16.49% up in one week - Why penny stock under Rs 5 will be in focus

1:8 bonus issue share: The company had last year rewarded its shareholders with a twin corporate action – 1:8 bonus issue and a 5:1 stock split, which reduced the face value of the shares from Rs 10 to Rs 2. Micro cap firm currently has a market cap of Rs 76.24 crore.

Are real estate investors treating homes as ‘trophies’, ‘piggy banks’? Redditors weigh in

Real estate investment: Redditors say behind quick sell-outs lies a telling trend—many homes aren’t being purchased to live in but as ‘trophies or piggy banks’

Top 10 firms add Rs 3.84 lakh crore m-cap in last week rally; HDFC Bank, Airtel lead surge

Indian equities experienced a significant rebound last week, boosting the combined market capitalization of the top ten companies by Rs 3,84,004.73 crore. HDFC Bank and Bharti Airtel emerged as leading gainers amid positive market sentiment fueled by factors like deferred tariff hikes and hopes for trade negotiations. Reliance Industries retained its top position as India's most valued company.

Will the modern Malayali embrace frugal living trend?

As a Malayali youngster who had landed a new job in Bengaluru, Shankar Gopalakrishnan faced a fresh challenge. He had to manage his finances, repay his educational loan, and yet not compromise on the pleasures of life. That was when he came across the book The Psychology of Money by Morgan Housel. “Quite a bestseller, the book outlines a human’s re...

What is the 50:30:20 rule, and why is it crucial for middle-class savings?

The 50:30:20 rule offers a clear and pragmatic approach to managing personal finances, promoting a balanced and sustainable way to handle money.

The true cost of raising a child revealed — and how much to save for each age

10 Money Habits Of People Who Retire Before 40

Retiring at 40 isn't a pipe dream, and you don't have to be a tech genius, Wall Street bro, or pro athlete to do it. But you have to follow the habits of those who've done it before.