Personal Finance

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Ganesh Chaturthi 2024 Special: 5 ways to welcome financial prosperity into your life

Ganesh Chaturthi signifies the start of India's festive season, highlighting financial reflection and growth opportunities. Consumer spending is projected to rise by 47%, with millennials leading.

2024-09-07T01:01:35Z

New credit card rules from today: Mastercard, RuPay, or Visa — Find out which network suits you best

Starting today, September 6, 2024, credit cardholders in India can choose their card network—Mastercard, RuPay, or Visa—when applying for a new card or renewing an existing one.This new flexibility comes as part of the Reserve Bank of India's (RBI) initiative to enhance customer choice and foster competition in the digital payments space.Adhil Shetty, CEO of BankBazaar.com, noted, "Choosing the right card network depends on one's personal needs...

2024-09-06T08:21:03Z

6 ways to save tax without making any investment

There are several provisions in the Income Tax Act, 1961, that allow individuals to save tax on expenses incurred by them, even if they have not made any specific investments for tax-saving purposes.

2024-06-25T07:24:56Z

Newsletter | Gold, Silver drop amid stronger dollar; Apple iPhone SE's potential early refresh & more

From gold and silver drop amid stronger dollar to Apple iPhone SE's potential early refresh — here are the top 11 news stories across business, global events, tech, and more#LatestNews⚡️HAL share price surges over 5% after ₹26,000 crore order win; Antique says 'attractively valued'Shares of Hindustan Aeronautics Ltd. will be in focus today after the Cabinet Committee on Security approved the procurement of 240 AL-31 FP aero-engines from the...

2024-09-03T06:20:11Z

Do You Have Multiple PAN Cards? Here Is A Step-By-Step Guide To Surrender Duplicate PAN And Avoid Penalty

Under Section 139A of the Income Tax Act, of 1961, an individual is allowed only one PAN. Violating this provision can attract penalties as per Section 272B.

2024-04-17T06:27:08Z

India's Forex Reserves Hit Fresh All-Time High of $683.987 Billion, Jump $2.3 Billion

India’s forex reserves jumped by $2.299 billion to a new high of $683.987 billion for the week ended on August 30, according to the latest data from the Reserve Bank of India (RBI). In the previous reporting week, the forex reserves had jumped $7.023 billion to a high of $681.688 billion.Gold reserves increased by $862 million to $61.859 billion during the week ended August 30.During the week, foreign currency assets, a major component of the...

2024-09-07T03:56:39Z

Bajaj Housing Finance IPO: Top 10 things to know — date, anchor investors, price band, GMP, shareholder quota & details

Bajaj Housing Finance IPO: The ₹6,560-crore IPO opens for public subscription on September 9, closing September 11. The sale aims to meet RBI's requirement for NBFCs to be listed by September 2025.

2024-09-08T06:51:57Z

As Warren Buffet celebrates his 94th birthday, here are 5 lessons from Oracle of Omaha's investment philosophy

A former student of Benjamin Graham, Buffett is known as a legendary value investor, though he is also believed to incorporate an emphasis on management quality and company growth prospects.

2024-08-30T09:29:14Z

Cash Deposit Limit In Savings Account: Know How Much Money Can Be Kept In A Savings Account

Cash Deposit Limit In Saving Account: Today, having a bank account has become essential for every individual. A bank account is not a tool to deposit your cash for safety but it also generates interest for you. All digital transactions, which is a common thing nowadays, can only be done through a bank account. We keep depositing cash in our accounts, but very few of us know how much cash can be kept in a bank account. Also Read: Centre Allows...

2024-04-29T07:19:18Z

Rupee gains on broad dollar decline ahead of crucial U.S. jobs report

The Indian rupee ended higher on Friday, tracking gains across regional currencies ahead of the crucial U.S. jobs report that will help investors gauge the extent of a rate cut at the Federal Reserve's meeting this month.

2024-09-06T10:47:17Z

7 people in your life who should not know about your savings and income

Maintaining privacy about your financial status helps protect you from exploitation and ensures that your financial decisions are based on your own priorities and values, free from external pressures or expectations...

2024-09-03T13:43:56Z

IIM Bangalore’s financial aid and scholarship options: Everything you need to know

On August 12, the Ministry of Education released the NIRF 2024 rankings, with IIM Bangalore securing the number 2 spot in the management category, a position it has held since 2020. Aspiring students face high costs for admission, but IIM Bangalore offers various scholarships and financial aid options to support them. Let’s explore them.

2024-09-08T12:37:32Z

SpiceJet Chairman Ajay Singh likely to sell more than 10% stake to raise funds amid financial woes

SpiceJet's Ajay Singh, is likely to offload more than a 10 per cent stake in the airline operator as a part of its latest funding round expected to close by the end of September, reported the news agency PTI on September 8.

2024-09-08T14:31:57Z

Gold Price Falls In India: Check 22 Carat Rate In Your City On September 8

Gold Rate Today In India: On September 8, gold prices in India were around Rs 73,000 per 10 grams. The price of 24-carat gold, known for its highest purity, stood at Rs 72,750 per 10 grams. For buyers seeking jewellery, 22-carat gold, which is more durable due to its alloy composition, was priced at Rs 66,680 per 10 grams.Silver, on the other hand, was trading at Rs 84,900 per kilogram.Gold rate today in India: Retail gold price on September...

2024-09-08T03:27:01Z

9 financial tips to effectively manage your money if you lose your job

Managing your finances effectively during a period of unemployment requires careful planning and discipline.

2024-06-26T08:59:00Z

House Property Income: What Are Its Tax Implications? Explained

The money you earn from a house, be it through rent or its transfer, it falls under the category of 'income from house property.' Essentially, any property like a house, building, office, or warehouse is considered 'house property' as per the Income Tax Act.

2024-01-07T13:00:58Z

US Economy At Risk As Fed Delays Interest Rate Cuts, Warn Analysts

A BCA Research analyst warns that the US Federal Reserve's delayed interest rate cuts may lead to a recession. Despite market forecasts hinting at potential rate cuts in September, concerns remain about economic instability. Analysts are divided, with some pointing to manufacturing slowdowns and increased stress as recession triggers.

2024-09-08T10:06:22Z

Retirement planning: How to invest Rs 95 lakh PF money for a monthly income of Rs 1 lakh after retirement?

Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.

2024-09-06T06:37:56Z

Jio Financial forms JV with BlackRock Advisors Singapore; to invest Rs 3 crore towards initial share subscription

Jio Financial Services and BlackRock Advisors Singapore have formed a joint venture named Jio BlackRock Investment Advisers Private Limited. Jio Financial will invest Rs. 3 crore in the venture. The company has received approval to increase foreign investment to 49%. This move aims to expand its fintech operations in India.

2024-09-08T13:33:16Z

By meeting Tejashwi, Nitish played another optics game. Targets: BJP, Chirag, and his own partymen

Officially, the meeting was about selection of the new information commissioner. According to Tejashwi, Bihar’s 65 percent reservation decision was discussed.

2024-09-08T06:06:30Z

Bank locker rules 2024: Want to open a bank locker? How to choose, eligibility, cost, other details

A bank locker is a safe place to store valuable items, such as jewellery, important documents and other precious assets. Here’s how one can open a bank locker.

2024-09-02T01:06:04Z

PPF, Sukanya Samriddhi: 5 new rules for your small-savings account. Here’s what you need to know

For those who have multiple small savings accounts under the Public Provident Fund (PPF), the Sukanya Samriddhi Account Scheme (SSAS), or the now defunct NSS-87 (National Savings Scheme), there’s trouble. The government has announced new rules pertaining to investors who have opened multiple accounts over the years, which had gone unnoticed so far. Here’s what they mean. Not more than one PPF accountIn a circular that the Ministry of Finance...

2024-09-08T11:25:49Z

Why is investing in a luxury watch a Value beyond time

A luxury watch is not only a personal reward but also a sign of respect and admiration. It's a statement that goes beyond words, subtly communicating one’s accomplishments and refined taste.

2024-07-07T07:22:20Z

When do you get an income tax refund?

An assessee becomes entitled to an income tax refund when the tax they have paid exceeds what they are liable to pay in a financial year

2024-03-23T07:02:35Z

Man duped of Rs 6 crore in gold bars by scammers; here’s how

The self-employed man received a call from scammers impersonating police officers, reports said.

2024-09-04T08:40:42Z

Trade Setup for September 9: Nifty set for further jitters after US market sell-off?

Did the Nifty sense a weak US jobs report on Friday? Well, if Friday's price action is anything to go by, the answer would be a yes. But then Indian markets had their own reasons too, that may have triggered a sell-off, which resulted in the Nifty reporting its first weekly loss in four. Friday was also the first instance since August 23, when the Nifty closed below the mark of 25,000.Friday's decline though may just not be the end considering...

2024-09-08T09:13:18Z

10 Highest paying bachelor's degrees in India: Check average salaries

10 Highest paying bachelor's degrees in India: Check average salaries

2024-08-21T08:17:16Z

Zodiac signs who love money

Zodiac signs who love money

2024-09-04T07:07:02Z

Indian Thali Gets Cheaper In August: Is Food Inflation Trending Down? | Veg Vs Non-Veg | Business @9

CRISIL: The cost of a vegetarian thali has decreased by 8%, thanks to the reduced prices of tomatoes. This brings relief and suggests that food inflation may finally be stabilizing. Keep an eye on Vijay Sardana, an expert in agri businesses, and Pushan Sharma, Director of Research at CRISIL Market Intelligence and Analytics.#foodinflation #inflation #etnow #vegetableprices #foodprices #businessnews #topnews

2024-09-06T16:37:40Z

2024-09-05T12:37:34Z

Business News LIVE Updates Today September 8, 2024: China opens its manufacturing and healthcare sectors to foreign investment

Business News LIVE Updates Today: Get real-time updates on the biggest news from the world of business, stock market and more.

2024-09-08T04:28:47Z

‘no fast route to riches…’ – Why Shark Tank fame Radhika Gupta favours ‘dal-chawal investing’

The “dal-chawal” method referred by Gupta in the post in the well-diversified funds that invest in wide range of sectors which are designed to deliver steady returns, regardless of market volatility. These funds, just like the staple Indian food – dal and chawal - are considered reliable and less risky for investors.

2024-09-07T08:16:45Z

Argentina: Cash-Strapped Province Launches Own Currency Amid Economic Woes |

In the remote province of La Rioja, Argentina, a bold economic experiment is unfolding. Facing a deep recession after federal fund cuts under President Javier Milei's government, Governor Ricardo Quintela introduced the "Chacho"—a local currency aimed at keeping the province afloat. Distributed to government employees, the Chacho is accepted by local businesses and can be exchanged for Pesos after a waiting period. While the move has temporarily boosted the local economy, concerns about its long-term viability remain. Quintela's plan reflects the province’s struggle to survive in an economy teetering on the brink, sparking debate nationwide. Watch our video to learn more.

2024-09-06T03:25:00Z

Personal Finance 101: Essential skills for every adult

There are many important life skills you learn to master as you grow into an adult. Time management, organisation, and social skills are just a few examples.

2024-03-06T08:19:16Z

Linda McMahon's Net Worth 2024, Current Income, Personal Life, Political Career and More

Linda McMahon's net worth reaches $3.2 billion in 2024 due to her significant contributions to WWE and her political career. Despite stepping down as WWE CEO in 2009, she continues earning from investments and consultancy roles. Married to Vince McMahon since 1966, Linda remains influential in both business and politics.

2024-09-07T13:26:59Z

Share Market Updates: Market Meltdown, $2.2 Trillion Lost in a Week as Stock Decline Continues

The stock market continues to experience a widespread decline, with no gains recorded in September so far. Over the past week, investors have seen a loss of $2.2 trillion. The most significant drop has been in the shares of Tesla, the company led by the world’s richest person, Elon Musk, which saw a decline of 8.45%. Amid the market downturn, shares of Texcel Industries provided some relief to investors on Friday, delivering strong returns over...

2024-09-08T05:20:00Z

Why biodiversity urgently needs more financing options

The financial market for biodiversity is challenging due to difficulties in measurement and investment options. John Tobin-de la Puente of Cornell University suggests that more complex financial contracts and long-term commitments are needed to attract private investment.

2024-08-29T04:56:06Z

Is luxury losing its luster? How status symbols became commonplace

Luxury brands are increasingly common, raising questions about the true value of their exclusivity. Despite rising disposable incomes, spending on luxury items often lacks practical use and comes at the expense of long-term savings and financial stability.

2024-08-26T08:41:48Z

NPS Tax Benefits: How much can salaried individuals save?

NPS Tax Benefits: For salaried professionals, NPS allows avail tax benefits under various sections of the Income Tax Act and also ensuring steady income post-retirement for long-term financial security.

2024-08-14T13:20:01Z

How are NRIs taxed in India after Budget 2024? A layman's guide

With the 2024 Union Budget introducing new changes in taxation, this guide will break down what NRIs need to know, using real-life examples and insights from tax experts.

2024-08-21T07:56:45Z

2024-09-04T12:10:28Z

Ather Energy: CCI nod for additional stake in IPO-bound company - Details

The National Investment and Infrastructure Fund (NIIF) has received the Competition Commission of India's (CCI) approval to acquire an additional stake in Ather Energy. The deal, under the green channel route, aims to enhance India's electric mobility sector. Ather recently became a unicorn and is planning an IPO soon, despite widening losses.

2024-09-08T16:24:26Z

Cryptocurrency Prices on September 5: Bitcoin surges above $57,000; Ethereum and Litecoin gain up to 4%

On September 5, the cryptocurrency market experienced a modest rebound, with Bitcoin and Ethereum gaining 1.2% and 1.3%, respectively. Other major coins like Solana and Dogecoin also saw notable increases. Despite the recovery, the Fear & Greed index fell to 34, signaling cautious market sentiment.

2024-09-05T09:46:47Z

Be A Millionaire Index Fund Investor (Index Funds vs. ETFs vs. Mutual Funds)

✅ Get M1* and buy stocks & ETFs automatically: https://theminoritymindset.com/m1 *This is an advertisement. Minority Mindset is a paid partner with M1. Subscribe to Market Briefs for FREE and get my daily financial newsletter: https://briefs.co/market/jaspreet ✅ Check out my products: 1. Market Briefs - Get my free financial newsletter for investors: https://briefs.co/market/jaspreet 2. Free eBook - How To Build Wealth As An Investor here: https://briefs.co/yt/build-wealth 3. Business Accounting - Does your business do over $250k/year? If yes, get a free consultation from my partner accounting firm: https://theminoritymindset.com/yt/accounting Recommended: How To Become A MILLIONAIRE: Index Fund Investing For BEGINNERS https://youtu.be/d1whZ7oBikU?si=_gCWLkVG9o8YSSB9 What Is The Minority Mindset? "The Minority Mindset has nothing to do with the way you look. It's the mindset of thinking differently than the majority of people" ~Jaspreet Singh My recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube. ---------- ➤ Invest In Stocks Passively 1) 📈 M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) 🛡 Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) 🏠 Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ---------- ➤ Buy Gold Passively 4) 👑 Vaulted - Buy physical gold on autopilot: https://theminoritymindset.com/yt/vaulted ---------- Follow me: Instagram: https://www.Instagram.com/MinorityMindset Website: https://www.TheMinorityMindset.com Want More 🥑🥑? Minority Mindset Clips: https://www.youtube.com/minoritymindsetclips Minority Mindset En Español: https://www.youtube.com/minoritymindsetenespanol Video host: Jaspreet Singh DISCLAIMER: This description may contain links from our affiliates, sponsors, and partners. If you use these products, we will get compensated - but there's no additional cost to you. DISCLAIMER CONT'D: I'm just a random guy on YouTube so do your own research! Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but is he is not providing you with legal advice in these videos. This video, the topics discussed, and ideas presented are Jaspreet's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

4/7/2024 11:30:08 AM

Living on Single Income: Strategies for financial stability in one-earner households

With the increasing shift in family structure, financial stability is crucial. With meticulous planning and disciplined budgeting, one can achieve this.

2024-05-09T13:15:27Z

4 essential tips for a successful career in investment banking

Investment banking offers a challenging and lucrative career path. This guide reveals the essential steps to build a successful career in this dynamic field.

2024-08-27T11:25:16Z

US CPI in the spotlight next week as markets seek clarity on Fed's first rate cut

By Kaynat Chainwala, AVP Commodity Research at Kotak SecuritiesMarkets ended on a weaker note as the highly anticipated US jobs report failed to provide clarity on the scale of potential rate cuts, leaving traders disappointed. The US dollar experienced significant fluctuations as moderating US inflation pushed the dollar to 101.91, followed by a sharp pullback to 100.58 as lower-than-expected private payrolls and weaker jobs openings increased...

2024-09-08T17:55:44Z

Cryptocurrency Price Today (September 5): Bitcoin Stable At $57,000, Injective Becomes Top Gainer

Bitcoin (BTC), the world’s oldest and most valued cryptocurrency, managed to rise above the $57,000 mark early Thursday. Other popular altcoins — including the likes of Ethereum (ETH), Dogecoin (DOGE), Solana (SOL), Ripple (XRP), and Litecoin (LTC) — landed in the greens across the board as the overall Market Fear & Greed Index stood at 34 (Fear) out of 100, as per CoinMarketCap data. The Injective (INJ) token emerged to be the biggest gainer of...

2024-09-05T06:37:04Z

iPhone 16 and iPhone 16 Pro launch next week and their prices have already leaked

While fans eagerly await the official launch, leaks have already revealed the potential prices for both the Apple iPhone 16 and iPhone 16 Pro models.

2024-09-07T17:04:04Z

Big Rewards! 1:3 & 1:5 Bonus Shares Announced: Two Penny Stocks Set October 4 As Record Date

Two micro-cap companies have set their record date for bonus share. Both the companies have set October 4 as the record date. Read all the details here.

2024-09-08T10:06:22Z